Can we afford Tax cuts? How about spending cuts?

Some scoff at the idea that the US government could balance the budget without rolling back “the Bush tax cuts.” But not so fast: even IF all 9 major categories of cuts were re-instated (estimated 300 billion dollars worth), that would be a small fraction of the current annual deficit (over 1 trillion dollars), and […]

Buying Silver as Activist Investing for JP Morgan Crash

According to the National Inflation Association, JP Morgan is “short 30,000 silver contracts representing 150 million ounces of silver. This is one of the largest concentrated short positions in the history of all commodities, representing 31% of all open COMEX silver contracts.” This could leave JP Morgan exposed if people go out and buy physical […]

War On The Middle Class

The middle class may not be who you think, and those attacking them speak with forked tongues.

Is Mercury A Danger In CFL bulbs?

Questions about compact fluorescent light bulbs: 1. how much mercury is in a CFL bulb vs. how much is safe exposure, vs. how much may be generated by electrical power plants 2. how to dispose of a CFL bulb when it is burnt out or broken? non-mercury-related, but still important questions: 3. isn’t it wasteful […]

Daily Grind: Avoid It, Or Love It? Best Career Advice Ever

I subscribe to several newsletters and magazines, but my favorite financial publisher is and here’s a snippet that isn’t exactly pure finance, but an example of the punchy style I admire so much.  The below is in response to a reader writing in asking for career advice: You’re unlikely to follow this advice, but […]

Best Way To Evaluate Fairness Of Teacher Ratings

Forget the “ratings game” and lets return to small local districts where word of mouth has more impact, and allow school choice.

Pointers on how to ask for a raise

I read a short article on how to ask for a raise at and it is a good article.  But then I read this longer article and it was even better at –though I think that they each have unique ideas and are probably best combined.

optimal checklist for preparedness and food for thought

links to Terry’s excellent Your Optimal blog

silver/gold ratio says buy silver

Good article at about the historical ratio between gold and silver.

Four classes of how to spend money

There are four ways in which you can spend money. You can spend your own money on yourself. When you do that, why then you really watch out what you’re doing, and you try to get the most for your money. Then you can spend your own money on somebody else. For example, I buy […]